Confirm Your Closing Date, Time, and Location
Double-check with your realtor and lender to ensure everything is on track.
Make sure you have all required documents and a valid ID ready.
Transfer & Set Up Utilities - Below is a list of contacts for Utility Providers in Rutherford County
Call electric, water, gas, trash, and internet providers to switch services into your name starting on the closing day.
Review Your Closing Disclosure
This document outlines your loan terms, monthly payments, and closing costs. Compare it to your loan estimate and ask your lender about any discrepancies.
Schedule a Final Walkthrough
Check that all agreed-upon repairs have been completed.
Ensure the home is in the expected condition and that all appliances and systems are working.
Secure Homeowners Insurance
Your lender requires proof of homeowners insurance before closing. Have your policy ready to go.
Prepare Funds for Closing
Your lender will provide a final closing amount. Arrange a wire transfer or get a cashier’s check for the exact amount needed.
Change Your Address
Update your address with the post office, banks, employer, credit card companies, and any other essential services.
Set up mail forwarding through USPS to avoid missing important documents.
Plan for Moving Day
Confirm moving company or rental truck details.
Pack a "first-night essentials" box with toiletries, a change of clothes, important documents, and basic kitchen supplies.
Gather Important Documents
Bring your driver’s license or government-issued ID.
Have your purchase agreement, proof of homeowners insurance, and any communication from your lender or title company.
Stay in Close Contact with Your Realtor & Lender
If any last-minute issues arise, your realtor and lender can help guide you through them quickly.
Utility Providers in Rutherford County
Here's a comprehensive list of utility service providers in Rutherford County, Tennessee, including their contact information:
Electricity Providers:
Middle Tennessee Electric (MTE)
Service Areas: Primarily serves Rutherford County, including Murfreesboro and Smyrna.
Phone: (615) 890-9762
Website: mte.com
Tennessee Valley Authority (TVA)
Service Areas: Provides electricity across various regions, including parts of Rutherford County.
Phone: (615) 232-6007
Website: tva.com
Water Providers:
Consolidated Utility District of Rutherford County
Service Areas: Serves various parts of Rutherford County.
Address: 709 New Salem Hwy, Murfreesboro, TN 37129
Phone: (615) 893-7225
Website: cudrc.com
Murfreesboro Water Resources Department
Service Areas: City of Murfreesboro
Address: 316 Robert Rose Dr., Murfreesboro, TN 37129
Phone: (615) 890-0862
Website: murfreesborotn.gov
Smyrna Utilities
Service Areas: Town of Smyrna
Phone: (615) 355-5740
Website: smyrnatn.gov
Gas Providers:
Atmos Energy
Service Areas: City of Murfreesboro
Phone: (888) 286-6700
Website: atmosenergy.com
Smyrna Natural Gas
Service Areas: Town of Smyrna and City of LaVergne
Phone: (615) 355-5740
Website: smyrnatn.gov
Residential Trash Pickup:
Murfreesboro Solid Waste Department
Service Areas: City of Murfreesboro
Phone: (615) 893-3681
Website: murfreesborotn.gov
Smyrna Public Works Department
Service Areas: Town of Smyrna
Phone: (615) 459-9766
Website: smyrnatn.gov
*There are also several independent trash pick up companies that people outside of the city limits will ofter use.
Television Cable and Phone Companies:
Comcast Xfinity
Services: Cable TV, Internet, and Phone
Phone: (800) 934-6489
Website: xfinity.com
AT&T
Services: Cable TV, Internet, and Phone
Phone: (800) 288-2020
Website: att.com
Google Fiber
Services: Internet and TV
Phone: (866) 777-7550
Website: fiber.google.com
*There are other Phone companies in the Murfreesboro area which can be found by using Google.
Please note that service areas can vary within Rutherford County, and it's advisable to contact the providers directly or visit their websites to confirm availability at your specific address.